Share and Enjoy:
  • Print
  • email
  • Facebook
  • Twitter
  • LinkedIn
Acumen Insurance Group 905-574-7000

Acumen Insurance Group 905-574-7000

Customized insurance for contractors

Whether you specialize in carpentry, plumbing, or construction – as a contractor, you run a unique business, with unique demands. You’ve got clients, equipment, work sites and employees to consider on a daily basis.

No two contractors have exactly the same insurance needs, and that is why it is vital to align with an insurance company that can fully assess your requirements in order to create a customized insurance package for you and your business.

Firstly, you want to ensure you have a coverage plan that will protect your assets, business income, liability exposure, your employees and if needed, their benefits. As a contractor, tailoring your insurance policy will offer you the security you need to successfully run your business.

Some things to think about when building your insurance policy, include:

∙    Business property insurance, including office contents.

∙    Insurance on your equipment, including loss, theft and breakdown of your own equipment as well as short-term rentals, leased or even borrowed equipment.

∙    Commercial general liability.

∙    Loss of revenue, if your income is affected by losses or damages at a contract site.

∙    Loss of revenue, if your income is affected by losses or damages at a contract site.

∙    Building material replacement.

∙    Group accident coverage for your employees.

Lastly, many contractors do consider surety bonds as part of their insurance needs. A “surety” bond is a legal contract that essentially involves a third-party to ensure that contractual obligations are fulfilled. In other words, it guarantees your potential clients that your obligations will be fulfilled and the job in question will be completed in a timely manner within the provisions of the contract. Surety bonds offer your clients peace of mind and help to continue the successful business-client relationship of trust between you and your customers.

Acumen Insurance Group Inc. realizes that the proper insurance can mean the difference between staying in business and going out of business. Don’t put your livelihood and the livelihood of your staff in jeopardy! Let Acumen Insurance Group Inc. create a customized insurance package based on the needs of your contracting business.

For more information, visit

Comments are closed.